Halal investing in the UK & Europe

Zoya Finance

USA, for Global · Screening, Community, Investing, Zakaat

US-based halal stock screener and portfolio app with community features so investors can compare notes before buying.

• AAOIFI

Bayuti

UK · Investing

UK Sharia-compliant property investing app: fractional shares in UK homes from £50, plus CrowdToLive co-ownership home buying and a deposit builder.

• Scholar-certified
• FCA regulated

Cur8 Capital

UK, for Global · Investing

Curated Sharia-compliant private funds and co-investments alongside IFG, with app access and regular investor reporting.

• Sharia board
• FCA regulated

Qardus

UK · Investing

UK Sharia-compliant SME finance provider whose 12- and 36-month fixed income products let eligible investors fund a pool of UK businesses.

• Scholar-certified
• Free tier

Nisba

UK · Education

UK education platform for halal investing with courses, coaching, and resources from beginner to advanced levels.

• FCA regulated

Riba Free Foundation

UK, for Global · Education, Advisory

UK non-profit teaching riba-free economics and practical finance so Muslims can recognise and avoid interest-based traps.

Islamic Finance Advisory (IFA)

UK, for Global · Advisory, Education, Estate, Zakaat

Scholar-led Islamic finance advisory for individuals and institutions needing product design, audits, and ongoing guidance.

• Scholar-certified
• Free tier

HackEth

Belgium, for Netherlands · Hackathons

Belgium-based hackathons that prototype ethical fintech and halal finance products with designers, developers, and scholars.

Erffie

Netherlands · Estate

Digital Shariah-compliant wills and inheritance planning for Dutch residents who want legally clear, faith-aligned documents.

• Sharia board

Nationaal Zakat Fonds

Netherlands · Zakaat

Recognised Dutch Zakat fund that collects and distributes charity locally with transparent governance and impact reporting.

• Sharia board

National Zakat Foundation (NZF)

UK · Zakaat

Leading UK Zakat charity with local hubs, casework, and nationwide grants for Muslims facing hardship or emergencies.

• Scholar-certified

Halal Investor Reddit

Global · Community

Reddit community for halal investment ideas, due diligence threads, and market discussion among Muslim investors globally.

Fasset

Dubai, for Global · Investing, Banking

Dubai-licensed stablecoin-powered Islamic digital bank app with a global USD account, Visa card and Shariah-screened investing in stocks, digital assets and commodities.

• Scholar-certified
• Free tier

Dakhla Invest

Belgium, for Morocco · Investing

Real estate and infrastructure investment platform focused on Dakhla, Morocco, one of Africa's most promising emerging markets. Leverages local expertise and early-mover advantage to offer transparent, high-return opportunities in a city with the ambition to become the Emirates of Africa.

Muslim Capital Club

Netherlands, for Global · Investing, Community

Private business club for Muslim entrepreneurs and investors in Belgium, the Netherlands and France, with events, capital matchmaking, halal investment access and a solidarity fund.

Simply Ethical

UK · Investing

UK financial adviser and investment manager offering Sharia-compliant ISAs, pensions and managed portfolios, with ethical screening certified by Shariyah Review Bureau.

• AAOIFI
• FCA regulated

IFAAS

UK, for Global · Advisory, Education

UK-founded Islamic finance advisory and Shariah assurance firm offering consultancy, Shariah audits and training to governments and financial institutions.

• AAOIFI

Amanah Advisors

UK, for Global · Advisory, Education

Global Shariah advisory for banks, capital markets, and fintech teams that need structuring, reviews, and scholar support.

• AAOIFI
• Free tier

Wahed

USA, for Global · Investing

Halal robo-advisor founded in 2015 with Shariah-compliant managed portfolios and ETFs, overseen by Shariyah Review Bureau; the EU page is currently a waitlist.

• Sharia board
• FCA regulated

Islamicly

India, for Global · Screening, Investing

AAOIFI-based halal stock screener with broker integration, Shariah model portfolios (Moons) and digital gold and silver savings in India.

• AAOIFI
• Free tier

Amal Invest

Bahrain, for Global · Investing, Screening

Bahrain-based platform offering GROW and SAVE funds with Shariah compliance reporting for international retail investors.

• AAOIFI

IslamicFinance Reddit

Global · Community

Reddit hub for Islamic finance news, product questions, and halal investing debates across stocks, crypto, and banking.

Stake

UAE, for Global · Investing

Fractional Sharia-compliant rental property in Dubai and Saudi Arabia, with an app for discovery, funding, and updates.

• Sharia board
• DFSA regulated

KT Bank AG

Germany · Banking, Investing

Full-service Islamic bank in Germany serving retail and corporate clients with branches, apps, and Eurozone-ready products.

• AAOIFI

halalcheck4u

Germany · Advisory, Community

German-language community and free checks that help Muslims spot non-compliant clauses and find halal banking alternatives.

• AAOIFI
• Free tier

INAIA

Germany · Investing

German Islamic fintech for precious metals savings and Sharia-compliant ETFs, delivered through regulated app channels.

• AAOIFI

Inspiregold

Germany · Investing

German provider of LBMA-certified gold savings plans with halal-certified contract variants, free one-to-one advice, an online portal and gold delivery to your home.

• Scholar-certified

IFG Wills

UK · Estate

Online Islamic wills by IFG for England & Wales, with standard and trust-based options, tax review and zakat calculator integration.

• Scholar-certified

Al Rayan Bank UK

UK · Banking

UK Islamic bank focused on Premier Banking and Structured Real Estate finance, with Sharia-compliant savings accounts opened through its Digital Banking app.

• Sharia board
• FCA regulated

StrideUp

UK · Banking

Islamic home purchase and buy-to-let plans as an alternative to conventional mortgages, with flexible UK-focused financing.

• Scholar-certified

Offa

UK · Banking

Sharia-compliant property finance for England and Wales: Home Purchase Plans for home-buyers plus Buy-to-Let, Bridge and Bridge-to-Let finance for landlords and investors.

• Scholar-certified

Gatehouse Bank

UK · Banking

UK Shariah-compliant bank offering savings and Cash ISAs to UK residents, plus Home Purchase Plans and Buy-to-Let finance, including for expats and international residents.

• Sharia board
• FCA regulated

Saraf Screening

UAE, for Global · Screening

Halal crypto and stock tools with training, trading support, and scholar-informed guidance on compliant coins and ethics.

• Sharia-screened
• Free tier

Nester

UK · Investing

FCA-regulated UK property investments with Sharia structures, target yields, and clear reporting for retail investors.

• Scholar-certified
• FCA regulated

Dija

UK, for Global · Education

Financial education app designed for Arab women, with bite-sized lessons, money challenges and a community, aligned with Islamic principles.

• Sharia-screened
• Free tier

Takadao

Singapore, for Global · Community

On-chain community pooling and mutual protection, reducing reliance on interest-based banks and conventional insurance.

• Sharia board

Ayan

UK · Banking

Shariah-compliant car finance in England, Scotland and Wales on an Ijara wa Iqtina lease-to-own model, for personal use, private hire drivers and businesses.

• AAOIFI
• FCA regulated

Mizen

France · Banking

French company behind Compte Mizen, an interest-free halal account. The account closed in 2024 after its banking partner ended the partnership; the company states new solutions are in development.

• Sharia board

Laymoon

France · Banking, Zakaat

French ethical fintech app (it states it is not a bank) with an interest-free payment account and Mastercard via Olky Payment, plus zakat, Omra savings and round-up tools.

• AAOIFI

570easi

France · Investing, Banking

French ethical wealth adviser offering riba-free Murabaha home financing, life insurance, PER pensions, SCPI, forestry and sukuk investments, overseen by a two-scholar compliance committee.

• Scholar-certified

Acorn Property Invest

UK, for Global · Investing

Portal for syndicated property deals, document storage, and portfolio tracking so members review investments in one place.

Tawfiq Invest

Netherlands, for Belgium · Investing

Dutch intermediary matching Muslim investors with sharia-screened entrepreneurs and private deals, reviewed by scholar Mohamed Akkouh.

• Scholar-certified

Pfida

UK · Banking, Investing

UK ethical fintech offering interest-free home finance via diminishing musharakah and Shariah-compliant savings without debt or riba.

• AAOIFI

CrowdToLive

UK · Investing, Banking

Shariah-based shared ownership home buying in England, now under Bayuti (FCA-authorised Elite Capital), from a 5% deposit and without a mortgage.

• Scholar-certified
• FCA regulated

Halal Wealth

UK · Banking, Community

UK Sharia-compliant finance and operations platform for masjids, madressas and Islamic charities, with donations, Gift Aid automation and HMRC-ready reporting.

• Scholar-certified
• Free tier

MuscPay

France, for Belgium · Banking

Riba-free ethical payment accounts with a European IBAN, Mastercard/Visa debit cards and savings products for Muslims in France and across Europe.

• AAOIFI

ZakatPro

France · Zakaat

French SaaS that automates professional Zakat al Maal calculation from accounting data, with AAOIFI-aligned reports validated by an independent Sharia committee.

• AAOIFI

IFCAB

UK, for Global · Advisory, Education

UK Islamic finance consultancy offering advisory and capacity-building for governments, regulators and institutions, plus the CISI-awarded Islamic Finance Qualification (IFQ).

• AAOIFI

Shariah Audit Group

UK, for Global · Advisory

Practice exclusively dedicated to independent Shariah audit and assurance for Islamic banks, investment firms, takaful, fintech and Web3 platforms worldwide, with no advisory or certification roles.

• AAOIFI

Islamic Finance News (IFN)

Global · Education, Community

Subscription news service from REDmoney covering global Islamic finance: weekly journal, daily updates, awards and industry forums for bankers, investors and scholars.

Islamic Finance Council UK (UKIFC)

UK, for Global · Advisory, Education

UK non-profit advisory body promoting global Islamic and ethical finance through Shariah governance consulting, executive training and government policy work.

AAOIFI

Bahrain, for Global · Education, Advisory

Global standard-setter for Islamic finance issuing Shariah, accounting, auditing, governance and ethics standards, plus certifications and an eLearning portal for institutions.

• Scholar-certified

CIBAFI

Bahrain, for Global · Advisory, Education

Bahrain-based global umbrella body representing Islamic banks and financial institutions through policy advocacy, industry research and professional training programs.

AlHuda CIBE

Dubai, for Global · Education, Advisory

Dubai-based Islamic finance think tank offering global training, certifications, research and advisory in Islamic banking, takaful, sukuk and Islamic microfinance.

• Scholar-certified

Adl Advisory

Malaysia, for Global · Advisory, Education, Zakaat

Malaysia-based Shariah advisory firm offering advisory, Shariah audit, board services, zakat consultation and AAOIFI-certified training to institutions, fintechs and startups worldwide.

• AAOIFI

HASAN.VC

Singapore, for Global · Investing, Community, Education

Singapore-based halal venture capital fund and virtual accelerator, managed by Ethis Investment Management, investing in ethical early-stage startups with backing from a global angel investor community.

• Scholar-certified

Sunnah Legal

Netherlands · Estate, Advisory

Dutch legal practice combining Netherlands law with Islamic norms for wills, living wills, marriage contracts, estate settlement and Shariah-compliant business structures.

• Sharia board

Albarakah Real Estate

Netherlands · Banking, Investing

Netherlands halal home-financing firm offering the Aandelenhypotheek: a fund buys the home and the resident gradually buys in, fully riba-free.

Sarwa

UAE · Investing, Advisory

UAE robo-advisor and trading platform offering diversified ETF portfolios alongside an optional Sharia-compliant halal portfolio using screened ETFs, sukuk and gold.

• Sharia board
• FSRA regulated

ShariahLab

Malaysia, for Global · Advisory, Screening

AI-powered Shariah advisory platform for Islamic finance institutions, automating contract drafting, gap analysis and Shariah review in Malay, English and Arabic.

• AAOIFI

Halal Stocks

Australia, for Global · Investing, Screening

Australian Sharia, ESG and BDS screened stock strategy (Halalstocks Edge) that members copy into their own Trading 212 account for a flat subscription fee.

• Scholar-certified
• ASIC (AFSL)

Muslim Xchange

Canada, for Global · Screening, Zakaat

Halal stock and ETF screener from a Canadian company, checking 32,000+ securities against eight Shariah standards, with purification, zakat and portfolio tools.

• AAOIFI

Islamic Finance Singapore (IFSG)

Singapore · Education, Community

Singapore platform that bridges finance professionals and Shariah scholars, with a weekly Islamic finance class, an on-demand course, a public Q&A library, a directory on money matters and community events.

• Scholar-certified

RizqX

Singapore, for Global · Investing, Screening, Zakaat

Singapore halal investment platform that aggregates public and private halal investments, with quarterly Shariah screening of 28,000+ stocks and 90+ funds using IFSG criteria, model portfolios and zakat tools.

• Sharia-screened

Purifai

Singapore · Zakaat

Singapore zakat app from the IFSG group: zakat across 16 asset categories, a choice of calculation methodology and beneficiary (asnaf), and instant PayNow payment to Muslim organisations. Currently for financial advisors.

• Scholar-certified

Manzil

Canada, for USA · Investing, Banking, Estate, Zakaat

Canadian halal finance hub with Sharia-compliant investment accounts, riba-free home co-ownership, Islamic wills and an interest-free spending account, plus zakat and purification tools.

• AAOIFI

Ethis

Malaysia, for Global · Investing, Zakaat

Malaysian venture builder in Islamic fintech, running an early-stage halal VC fund with an angel network, a sadaqah, zakat and waqf platform and an upcoming SME financing platform in Türkiye.

The Lifedao

Global · Banking, Investing, Community

Community-owned crypto banking alternative powered by Takadao, with a self-custodial wallet, a VISA debit card, Sharia-screened savings and investment pools and takaful-style life protection.

• AAOIFI

Madinah Angels

UK, for Global · Investing

UK angel syndicate of Muslim investors backing Muslim-led technology startups, investing through Sharia-compliant SAFE agreements where possible. Open to accredited investors by invitation.

• Sharia board

Stichting RizQ

Netherlands · Zakaat

Dutch volunteer-run foundation that collects and distributes Zakaat el Maal, fidya and kaffaarah, takes in interest for disposal, and funds water, food and healthcare projects abroad.

• Sharia-screened

Amanie Advisors

Malaysia, for Global · Advisory, Education

Global Shariah advisory firm founded by Tan Sri Dr Mohd Daud Bakar, offering Shariah boards, audits, sukuk structuring and fund advisory from offices in Malaysia, Dubai and London.

• Scholar-certified

IdealRatings

USA, for Global · Screening

Independent data vendor providing Shariah screening, compliance reporting, purification and zakat calculation and Shariah indexes to asset managers, index providers, banks and regulators.

• Sharia board

Blossom Finance

USA, for Global · Investing

Islamic microfinance platform that spreads an investment across hundreds of Indonesian micro-businesses and pays monthly profit-share, with offices in California, Dubai and Yogyakarta.

• Sharia board

Kapital Boost

Singapore, for Global · Investing

Islamic peer-to-peer platform connecting global investors with SMEs in Indonesia and Singapore through short-term asset-purchase and invoice financing, from SGD 200 per deal.

• Sharia-screened

GlobalSadaqah

Malaysia, for Global · Zakaat, Community

Online platform for paying zakat, sadaqah and waqf to Shariah-verified charity partners, working with Islamic banks and corporates on their social finance and CSR programmes.

• Scholar-certified

ShariaPortfolio

USA, for Global · Investing, Advisory

Sharia-compliant wealth manager running managed accounts and the SP Funds ETF family, with a separate GlobalWealth arm that advises clients in Europe, Canada and the Middle East.

• AAOIFI
• SEC registered

Ethica Institute of Islamic Finance

USA, for Global · Education

Online Islamic finance certification provider with AAOIFI recognition, offering the CIFE and Advanced CIFE programmes to professionals in dozens of countries.

• AAOIFI

halal.sh

Global · Screening

Free AAOIFI Standard 21 stock and ETF screener that links every ruling to the filing behind it, with watchlist alerts and, on its Plus plan, read-only broker connections and an API.

• AAOIFI
• Free tier

Akinda

USA, for Global · Screening, Education

US-registered halal stock screening and portfolio-tracking platform with AI chart analysis, iOS and Android apps, and a Shariah-compliance API and MCP server for developers.

• AAOIFI
• Free tier

Tabadulat

UAE, for Global · Investing, Screening

Abu Dhabi brokerage app regulated by the ADGM FSRA for AAOIFI-screened halal stocks and ETFs across 20+ markets, with Murabaha savings plans and zero commission on US stocks.

• AAOIFI
• FSRA regulated