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KT Bank AG

BankingInvesting
Germany·Serves: Germany

Full-service Islamic bank in Germany serving retail and corporate clients with branches, apps, and Eurozone-ready products.

According to its own website: German bank offering interest-free, Islamic-compliant banking products and services for private and business customers; describes itself as first bank in the Eurozone with such products.

Screenshot of the KT Bank AG website
The KT Bank AG website (kt-bank.de), captured 19 July 2026.

What KT Bank AG offers

  • GiroKonto (current account) with Mastercard
  • ImmobilienFinanzierung (real estate financing)
  • FahrzeugFinanzierung (vehicle financing)
  • GoldKonto (gold account)
  • FestgeldKonto (fixed-term deposit)

As listed on their own website.

Key facts

Regulation
Supervisory authorities per Impressum: European Central Bank and BaFin; Handelsregister HRB 101838, Amtsgericht Frankfurt am Main source
Sharia governance
Ethics Council (Ethikrat) applying AAOIFI standards; members: Dr. Sayyed Mohammad Al-Sayyed Abdul Razzaq Al-Tabtaba'e (Chairman), Dr. Mubarak Al-Harbi, Dr. Anwar Abdulsalam, Mehmet Odabaşı source
Pricing
No account management fees stated for current account; no annual fee for Jetzz Card source
Founded
BaFin-licensed March 2015; operations started July 1, 2015 (per bank's own blog) source
Availability
Germany (headquarters Frankfurt am Main); subsidiary of Kuveyt Türk (Istanbul) source
Mobile app
KT Bank Mobil-App offered; platforms/stores not specified on homepage source

Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.

Frequently asked questions

What is KT Bank AG?
Full-service Islamic bank in Germany serving retail and corporate clients with branches, apps, and Eurozone-ready products. According to its own website: German bank offering interest-free, Islamic-compliant banking products and services for private and business customers; describes itself as first bank in the Eurozone with such products.
Is KT Bank AG regulated?
According to its website: Supervisory authorities per Impressum: European Central Bank and BaFin; Handelsregister HRB 101838, Amtsgericht Frankfurt am Main. Always verify a provider's authorisation directly with the regulator before committing money.
How does KT Bank AG approach sharia compliance?
According to its website: Ethics Council (Ethikrat) applying AAOIFI standards; members: Dr. Sayyed Mohammad Al-Sayyed Abdul Razzaq Al-Tabtaba'e (Chairman), Dr. Mubarak Al-Harbi, Dr. Anwar Abdulsalam, Mehmet Odabaşı. HalalInvesting.eu does not certify sharia compliance. Always do your own research.
What does KT Bank AG cost?
No account management fees stated for current account; no annual fee for Jetzz Card. (As stated on their website; check the platform for current pricing.)

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Last updated 19 July 2026

Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.

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