Sifr
Riba-free personal and business banking-style accounts and halal financial services for residents of the Netherlands.
According to its own website: Halal, interest-free money platform offering private and business payment accounts, cards and a Dutch IBAN, with savings, lending and AAOIFI-screened investing (partly 'coming soon').
What Sifr offers
- Private and business payment accounts
- Physical and digital payment cards
- Dutch IBAN
- International transactions in 20+ currencies
- Shariah-compliant stock investing (AAOIFI)
As listed on their own website.
Key facts
- Regulation
- Payment services by Transact Payments Malta Limited, licensed by the Malta Financial Services Authority (MFSA); FRN 1914, registration C 91879; Malta and EEA. source
- Sharia governance
- Sharia Ethical Board led by Mufti Faraz Adam (founder of Amanah Advisors, AAOIFI certification); AAOIFI standards for investment screening. source
- Pricing
- Private €9.99/month; Business €19.99/month. source
- Founded
- 2018 source
- Availability
- Netherlands and EEA; about page states 160+ supported countries and regions. source
- Mobile app
- iOS and Android source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy — always confirm details with the platform itself.
Frequently asked questions
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.