Sifr
Riba-free personal and business banking-style accounts and halal financial services for residents of the Netherlands.
According to its own website: Halal, interest-free money platform offering private and business payment accounts, cards and a Dutch IBAN, with savings, lending and AAOIFI-screened investing (partly 'coming soon').
What Sifr offers
- Private and business payment accounts
- Physical and digital payment cards
- Dutch IBAN
- International transactions in 20+ currencies
- Shariah-compliant stock investing (AAOIFI)
As listed on their own website.
Key facts
- Regulation
- Payment services by Transact Payments Malta Limited, licensed by the Malta Financial Services Authority (MFSA); FRN 1914, registration C 91879; Malta and EEA. source
- Sharia governance
- Sharia Ethical Board led by Mufti Faraz Adam (founder of Amanah Advisors, AAOIFI certification); AAOIFI standards for investment screening. source
- Pricing
- Private €9.99/month; Business €19.99/month. source
- Founded
- 2018 source
- Availability
- Netherlands and EEA; about page states 160+ supported countries and regions. source
- Mobile app
- iOS and Android source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.
Frequently asked questions
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.