Sarwa
UAE robo-advisor and trading platform offering diversified ETF portfolios alongside an optional Sharia-compliant halal portfolio using screened ETFs, sukuk and gold.
According to its own website: States it is a financial platform and app to trade stocks and ETFs, and save and invest money passively, all in one place.

What Sarwa offers
- Sarwa Invest
- Sarwa Trade
- Sarwa Save
- Halal Portfolios
As listed on their own website.
Key facts
- Regulation
- Sarwa Digital Wealth (Capital) Limited is regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Markets (ADGM) with a Category 3C license. source
- Sharia governance
- Halal Portfolios use BlackRock iShares Islamic ETFs (ISDU, ISDW, ISDE) and Franklin Templeton Sukuk; BlackRock provides a purification report for each ETF. No own sharia board named. source
- Pricing
- Sarwa Invest 0.4%–0.85% annual fee; Sarwa Trade $1 per trade or 0.25% of order amount; Sarwa Save 0.5% annual fee. source
- Minimum
- $500 minimum investment for Halal Portfolios; Sarwa Trade has a $500 account minimum. source
- Availability
- UAE-registered (ADGM, Abu Dhabi); site references serving the MENA region. source
- Mobile app
- iOS and Android source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy — always confirm details with the platform itself.
Frequently asked questions
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.