MuscPay
Riba-free ethical payment accounts with a European IBAN, Mastercard/Visa debit cards and savings products for Muslims in France and across Europe.
According to its own website: Ethical, interest-free payment account aligned with Islamic finance principles, with debit cards, instant transfers, merchant terminals and savings products.
What MuscPay offers
- Personal payment account
- Professional/business account
- Musc-Pay Mastercard and Visa debit cards
- Épargne Vie savings account
- Plan Épargne Retraite retirement savings plan
As listed on their own website.
Key facts
- Regulation
- Cards and e-money issued by Paynovate SA, authorised by the National Bank of Belgium to issue electronic money (ref 0506.763.929). source
- Sharia governance
- Certified by IFAAS; Sharia Board of Sheikh Mohammad Patel, Dr Mohamed Anouar Gadhoum and Boubkeur Ajdir; references AAOIFI and IFSB standards; annual external audits with published certificates. source
- Pricing
- Personal accounts from €6.99/month; professional accounts from €10/month. source
- Availability
- European Union; expansion to the Maghreb and South-East Asia targeted by 2026. source
- Mobile app
- iOS and Android source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy — always confirm details with the platform itself.
Frequently asked questions
What is MuscPay?
Is MuscPay regulated?
How does MuscPay approach sharia compliance?
What does MuscPay cost?
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.