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MuscPay

Banking
France·Serves: France, Belgium

Riba-free ethical payment accounts with a European IBAN, Mastercard/Visa debit cards and savings products for Muslims in France and across Europe.

According to its own website: Ethical, interest-free payment account aligned with Islamic finance principles, with debit cards, instant transfers, merchant terminals and savings products.

Screenshot of the MuscPay website
The MuscPay website (musc-pay.com), captured 19 July 2026.

What MuscPay offers

  • Personal payment account
  • Professional/business account
  • Musc-Pay Mastercard and Visa debit cards
  • Épargne Vie savings account
  • Plan Épargne Retraite retirement savings plan

As listed on their own website.

Key facts

Regulation
Cards and e-money issued by Paynovate SA, authorised by the National Bank of Belgium to issue electronic money (ref 0506.763.929). source
Sharia governance
Certified by IFAAS; Sharia Board of Sheikh Mohammad Patel, Dr Mohamed Anouar Gadhoum and Boubkeur Ajdir; references AAOIFI and IFSB standards; annual external audits with published certificates. source
Pricing
Personal accounts from €6.99/month; professional accounts from €10/month. source
Availability
European Union; expansion to the Maghreb and South-East Asia targeted by 2026. source
Mobile app
iOS and Android source

Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.

Frequently asked questions

What is MuscPay?
Riba-free ethical payment accounts with a European IBAN, Mastercard/Visa debit cards and savings products for Muslims in France and across Europe. According to its own website: Ethical, interest-free payment account aligned with Islamic finance principles, with debit cards, instant transfers, merchant terminals and savings products.
Is MuscPay regulated?
According to its website: Cards and e-money issued by Paynovate SA, authorised by the National Bank of Belgium to issue electronic money (ref 0506.763.929). Always verify a provider's authorisation directly with the regulator before committing money.
How does MuscPay approach sharia compliance?
According to its website: Certified by IFAAS; Sharia Board of Sheikh Mohammad Patel, Dr Mohamed Anouar Gadhoum and Boubkeur Ajdir; references AAOIFI and IFSB standards; annual external audits with published certificates. HalalInvesting.eu does not certify sharia compliance. Always do your own research.
What does MuscPay cost?
Personal accounts from €6.99/month; professional accounts from €10/month. (As stated on their website; check the platform for current pricing.)

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Last updated 19 July 2026

Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.

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