The Lifedao
Community-owned crypto banking alternative powered by Takadao, with a self-custodial wallet, a VISA debit card, Sharia-screened savings and investment pools and takaful-style life protection.
According to its own website: Describes itself as 'The Community-Owned Crypto Nobank' offering 'crypto native savings, investments and protection', with the line 'Save, invest, and spend. Shariah-compliant.'
What The Lifedao offers
- LifeWallet, a self-custodial multi-chain wallet with a virtual IBAN
- LifeCard, a crypto-to-fiat VISA debit card
- Savings Vault, plus BTC/ETH and gold investment vaults
- Life Protection Benefit on a takaful model, family cover from $25 per year
- Community and education hub with courses and mentorship
As listed on their own website.
Key facts
- Regulation
- States on its own homepage: 'The Lifedao is NOT backed by any regulated financial institution.' source
- Sharia governance
- States a commitment to the AAOIFI standard and names a Shariah advisory board: Hany Helmy (chairman, also chairman of Takadao's Shariah board), Hamid Irsane and Akram Al Bialy. States every feature undergoes Shariah audit and that the model avoids riba, maisir, gharar and tadlis. source
- Pricing
- Basic $10 per month, Premium $35 per month, H.E.N.R.Y Elite $5,500 per year; annual billing stated as 20% cheaper. Savings Vault stated at 3 to 6% Shariah-compliant yield. source
- Availability
- Open globally, but states the LifeCard is not available in some regions. source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.
Frequently asked questions
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.