Pfida
BankingInvesting
UK·Serves: UK
UK ethical fintech offering interest-free home finance via diminishing musharakah and Shariah-compliant savings without debt or riba.
According to its own website: UK provider of debt-free, interest-free home finance and sharia-compliant savings/investment accounts ('No debt. No interest. Flexible.').
What Pfida offers
- OwnTogether home finance
- OwnToLet buy-to-let finance
- Grow-Your-Savings investment account
- GYS Home deposit-growing account
As listed on their own website.
Key facts
- Regulation
- Pfida Ltd, FCA FRN 1053702, Appointed Representative of Leela Partners (FCA FRN 845185); site states none of Pfida's products are FCA regulated and investors have no FOS or FSCS cover. source
- Sharia governance
- In-house scholar Sheikh Salman Hasan, AAOIFI Certified Shariah Advisor and Auditor; mudaraba investment structure reviewed and approved by Sheikh Haitham Al-Haddad (Islamic Council of Europe). source
- Pricing
- Grow-Your-Savings: 0.25% one-off withdrawal/exit fee; 3-month minimum notice; free top-ups up to £2,000 per 30 days. source
- Minimum
- Grow-Your-Savings from £100; GYS+ from £5,000; GYS Pro from £30,000. source
- Founded
- 2016 (as Primary Finance; first home finance customers 2019; later rebranded to Pfida) source
- Availability
- UK source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.
Frequently asked questions
What is Pfida?
UK ethical fintech offering interest-free home finance via diminishing musharakah and Shariah-compliant savings without debt or riba. According to its own website: UK provider of debt-free, interest-free home finance and sharia-compliant savings/investment accounts ('No debt. No interest. Flexible.').
Is Pfida regulated?
According to its website: Pfida Ltd, FCA FRN 1053702, Appointed Representative of Leela Partners (FCA FRN 845185); site states none of Pfida's products are FCA regulated and investors have no FOS or FSCS cover. Always verify a provider's authorisation directly with the regulator before committing money.
How does Pfida approach sharia compliance?
According to its website: In-house scholar Sheikh Salman Hasan, AAOIFI Certified Shariah Advisor and Auditor; mudaraba investment structure reviewed and approved by Sheikh Haitham Al-Haddad (Islamic Council of Europe). HalalInvesting.eu does not certify sharia compliance. Always do your own research.
What does Pfida cost?
Grow-Your-Savings: 0.25% one-off withdrawal/exit fee; 3-month minimum notice; free top-ups up to £2,000 per 30 days. Minimum: Grow-Your-Savings from £100; GYS+ from £5,000; GYS Pro from £30,000. (As stated on their website; check the platform for current pricing.)
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.