Pfida
BankingInvesting
UK·Serves: UK
UK ethical fintech offering interest-free home finance via diminishing musharakah and Shariah-compliant savings without debt or riba.
According to its own website: UK provider of debt-free, interest-free home finance and sharia-compliant savings/investment accounts ('No debt. No interest. Flexible.').
What Pfida offers
- OwnTogether home finance
- OwnToLet buy-to-let finance
- Grow-Your-Savings investment account
- GYS Home deposit-growing account
As listed on their own website.
Key facts
- Regulation
- Pfida Ltd, FCA FRN 1053702, Appointed Representative of Leela Partners (FCA FRN 845185); site states none of Pfida's products are FCA regulated and investors have no FOS or FSCS cover. source
- Sharia governance
- In-house scholar Sheikh Salman Hasan, AAOIFI Certified Shariah Advisor and Auditor; mudaraba investment structure reviewed and approved by Sheikh Haitham Al-Haddad (Islamic Council of Europe). source
- Pricing
- Grow-Your-Savings: 0.25% one-off withdrawal/exit fee; 3-month minimum notice; free top-ups up to £2,000 per 30 days. source
- Minimum
- Grow-Your-Savings from £100; GYS+ from £5,000; GYS Pro from £30,000. source
- Founded
- 2016 (as Primary Finance; first home finance customers 2019; later rebranded to Pfida) source
- Availability
- UK source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy — always confirm details with the platform itself.
Frequently asked questions
What is Pfida?
UK ethical fintech offering interest-free home finance via diminishing musharakah and Shariah-compliant savings without debt or riba. According to its own website: UK provider of debt-free, interest-free home finance and sharia-compliant savings/investment accounts ('No debt. No interest. Flexible.').
Is Pfida regulated?
According to its website: Pfida Ltd, FCA FRN 1053702, Appointed Representative of Leela Partners (FCA FRN 845185); site states none of Pfida's products are FCA regulated and investors have no FOS or FSCS cover. Always verify a provider's authorisation directly with the regulator before committing money.
How does Pfida approach sharia compliance?
According to its website: In-house scholar Sheikh Salman Hasan, AAOIFI Certified Shariah Advisor and Auditor; mudaraba investment structure reviewed and approved by Sheikh Haitham Al-Haddad (Islamic Council of Europe). HalalInvesting.eu does not certify sharia compliance — always do your own research.
What does Pfida cost?
Grow-Your-Savings: 0.25% one-off withdrawal/exit fee; 3-month minimum notice; free top-ups up to £2,000 per 30 days. Minimum: Grow-Your-Savings from £100; GYS+ from £5,000; GYS Pro from £30,000. (As stated on their website — check the platform for current pricing.)
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.