Ayan
Banking
UK·Serves: UK
Halal vehicle finance and zero-percent instalment plans for PHV drivers and households in the UK, with clear ethical terms.
According to its own website: Provides Shariah-compliant car finance in Great Britain, open to anyone to apply (subject to status).
What Ayan offers
- Personal use car finance
- Private hire vehicle finance (Uber, Bolt, FreeNow)
- Chauffeur/premium vehicle finance
- Black cab finance
- SME/company fleet finance
As listed on their own website.
Key facts
- Regulation
- Ayan Capital Ltd authorised and regulated by the Financial Conduct Authority (FRN 1022208); Ayan Capital 1 Ltd registered by the FCA as an Annex 1 financial institution for AML purposes only (FRN 1021505). source
- Sharia governance
- Audited by a Shariah board, Alhamd Advisory, against the AAOIFI standards. source
- Pricing
- Rates from 7.9% APR-equivalent; representative APR-equivalent 11.9%. source
- Availability
- England, Scotland and Wales; not yet Northern Ireland. source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy — always confirm details with the platform itself.
Frequently asked questions
What is Ayan?
Halal vehicle finance and zero-percent instalment plans for PHV drivers and households in the UK, with clear ethical terms. According to its own website: Provides Shariah-compliant car finance in Great Britain, open to anyone to apply (subject to status).
Is Ayan regulated?
According to its website: Ayan Capital Ltd authorised and regulated by the Financial Conduct Authority (FRN 1022208); Ayan Capital 1 Ltd registered by the FCA as an Annex 1 financial institution for AML purposes only (FRN 1021505). Always verify a provider's authorisation directly with the regulator before committing money.
How does Ayan approach sharia compliance?
According to its website: Audited by a Shariah board, Alhamd Advisory, against the AAOIFI standards. HalalInvesting.eu does not certify sharia compliance — always do your own research.
What does Ayan cost?
Rates from 7.9% APR-equivalent; representative APR-equivalent 11.9%. (As stated on their website — check the platform for current pricing.)
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.