Ayan
Banking
UK·Serves: UK
Halal vehicle finance and zero-percent instalment plans for PHV drivers and households in the UK, with clear ethical terms.
According to its own website: Provides Shariah-compliant car finance in Great Britain, open to anyone to apply (subject to status).
What Ayan offers
- Personal use car finance
- Private hire vehicle finance (Uber, Bolt, FreeNow)
- Chauffeur/premium vehicle finance
- Black cab finance
- SME/company fleet finance
As listed on their own website.
Key facts
- Regulation
- Ayan Capital Ltd authorised and regulated by the Financial Conduct Authority (FRN 1022208); Ayan Capital 1 Ltd registered by the FCA as an Annex 1 financial institution for AML purposes only (FRN 1021505). source
- Sharia governance
- Audited by a Shariah board, Alhamd Advisory, against the AAOIFI standards. source
- Pricing
- Rates from 7.9% APR-equivalent; representative APR-equivalent 11.9%. source
- Availability
- England, Scotland and Wales; not yet Northern Ireland. source
Facts as stated by the platform on its own website, last verified 19 July 2026. We don't guarantee accuracy. Always confirm details with the platform itself.
Frequently asked questions
What is Ayan?
Halal vehicle finance and zero-percent instalment plans for PHV drivers and households in the UK, with clear ethical terms. According to its own website: Provides Shariah-compliant car finance in Great Britain, open to anyone to apply (subject to status).
Is Ayan regulated?
According to its website: Ayan Capital Ltd authorised and regulated by the Financial Conduct Authority (FRN 1022208); Ayan Capital 1 Ltd registered by the FCA as an Annex 1 financial institution for AML purposes only (FRN 1021505). Always verify a provider's authorisation directly with the regulator before committing money.
How does Ayan approach sharia compliance?
According to its website: Audited by a Shariah board, Alhamd Advisory, against the AAOIFI standards. HalalInvesting.eu does not certify sharia compliance. Always do your own research.
What does Ayan cost?
Rates from 7.9% APR-equivalent; representative APR-equivalent 11.9%. (As stated on their website; check the platform for current pricing.)
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Last updated 19 July 2026
Always do your own research. We don't guarantee accuracy, Sharia compliance, or suitability of any listed service.